A perfectly safe life is a perfectly boring life. These two concepts are mutually exclusive, and you cannot experience both simultaneously. If safety is your number one priority and living to a very old age your unstated but implicit goal, do not expect your life to be very exciting or inspiring. Excitement only comes with taking chances, with daring fate and then overcoming the bevy of traps it sets up along the pathway you choose to tread by enlisting your wits and derring-do to lead you in that daily, ongoing struggle. You can always hide in a dark corner, shut your mouth, and maximize your chances of living to a ripe old age, but how much fun is that and what kind of example would that detestably bashful behavior set for your impressionable offspring? Answer: The WRONG example cubed!
Fred's Soapbox 