Save for the future, but whenever in doubt prioritize today first and foremost in every instance, especially when it comes to the allocation of your finite resources. Translated: Spend some or all of your money today if you REALLY want to buy something or do something or go somewhere special, because tomorrow and next week and next year are all crapshoots with no guarantee of ever reaching fruition. They are shadowy intangibles in a world teeming with tangibles, nonpalpable wraiths luring us with impossible promises and then racing away from us at the last possible second. You have today for sure, but anything beyond that is pure speculation. Thus don’t hesitate to spend money on yourself at present even if you might host legitimate reservations concerning the purchase—reservations which typically spawn reflexive pangs of guilt—since it is unfailingly better to wager on a sure thing, namely the moment at hand, as opposed to pooling your earnings and casting your lot with an extreme longshot, namely the future. Myriad accident victims and cancer victims and war victims and pandemic victims and victims of any color or stripe can and will confirm this fact; they disappeared from the pantheon of humanity with little pageantry and oftentimes nil advance warning through no fault of their own and consequently were never sufficiently fortunate to experience the fruits of their careful, meticulous planning.
Fred's Soapbox 